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Our Chit Plans are Simple, Transparent and Trustworthy

2 Lakh Plan

2 Lakh Chit Plan / 30 months

Invest ₹ 6,666 / Earn up to
₹ 1,666 dividend / month

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2 Lakh Plan

2 Lakh Chit Plan / 20 months

Invest ₹ 10,000 / Earn up to
₹ 2,500 dividend / month

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3 Lakh Plan

3 Lakh Chit Plan / 30 months

Invest ₹ 15,000 / Earn up to
₹ 2,500 dividend / month

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3 Lakh Plan

3 Lakh Chit Plan / 25 months

Invest ₹ 13,333 / Earn up to
₹ 3,750 dividend / month

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4 Lakh Plan

4 Lakh Chit Plan / 40 months

Invest ₹ 12,500 / Earn up to
₹ 3,333 dividend / month

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5 Lakh Plan

5 Lakh Chit Plan / 30 months

Invest ₹ 20,000 / Earn up to
₹ 5,000 dividend / month

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5 Lakh Plan

5 Lakh Chit Plan / 25 months

Invest ₹ 26,666 / Earn up to
₹ 3,125 dividend / month

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8 Lakh Plan

8 Lakh Chit Plan / 40 months

Invest ₹ 25,000 / Earn up to
₹ 6,666 dividend / month

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10 Lakh Plan

10 Lakh Chit Plan / 25 months

Invest ₹ 40,000 / Earn up to
₹ 10,000 dividend / month

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10 Lakh Plan

10 Lakh Chit Plan / 30 months

Invest ₹ 50,000 / Earn up to
₹ 6,250 dividend / month

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12.5 Lakh Plan

12.5 Lakh Chit Plan / 40 months

Invest ₹ 50,000 / Earn up to
₹ 12,500 dividend / month

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15 Lakh Plan

15 Lakh Chit Plan / 25 months

Invest ₹ 62,500 / Earn up to
₹ 12,500 dividend / month

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25 Lakh Plan

25 Lakh Chit Plan / 25 months

Invest ₹ 1,00,000 / Earn up to
₹ 15,625 dividend / month

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25 Lakh Plan

25 Lakh Chit Plan / 40 months

Invest ₹ 2,00,000 / Earn up to
₹ 25,000 dividend / month

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50 Lakh Plan

50 Lakh Chit Plan / 25 months

Invest ₹ 2,00,000 / Earn up to
₹ 50,000 dividend / month

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Why ManikyaChits?

Chit Kart – Your All-in-One Chit Fund App

With our user-friendly Chit Kart app, managing your account has never been easier. You can effortlessly track payments, bids, transactions, and your balance in real time.

100% Transparency, Total Control

ManikyaChits is committed to full transparency, giving you clear access to all records and transactions. What you see is exactly what you get — with absolutely no hidden charges.

Multiple Payment Options for Convenience

We support payments through UPI, Net Banking, and offline modes, giving you flexibility. All digital transactions are encrypted and secure.

Fully Compliant with the Chit Funds Act

We strictly operate under Government of India guidelines and adhere to Karnataka Chit Fund Rules. Compliance and trust are hallmarks of our service.

End-to-End Online Services

From joining a chit to bidding and receiving funds — everything can be done on your phone. The entire journey is fully digital and paperless.

Secure E-Agreements at Your Fingertips

All agreements are legally valid, digitally signed, and stored securely. You can access or download them anytime.

Dedicated Relationship Manager

Each subscriber is assigned a relationship manager for personalized support throughout the chit lifecycle.

Never Miss a Due Date

Stay updated with automated SMS alerts, app notifications, and email reminders to ensure timely payments.

Responsive Customer Support

Our trained support team provides quick resolutions via app, call, or WhatsApp with multi-lingual assistance.